While Apple Card might not be the most lucrative card in terms of rewards, where it shines is ease of use – especially when it comes to cashback. Here’s how to track, manage, and spend Apple Card cashback.

All of the cashback you earn with Apple Card is deposited directly onto your Apple Cash card. You’ll get a deposit at the end of everyday, accounting for the transactions that took place and/or posted since the last deposit. That money can then be transferred to your bank account, or you can redeem cashback as credits to your Apple Card statement.

Apple makes it explicitly clear how much each of your transactions earns in terms of Apple Card cashback. Here’s the breakdown from Apple:

  • Get 3% back on everything you buy from Apple, whether you buy it at an Apple Store, apple.com, the App Store, or iTunes. That includes games, in‑app purchases, and services like your Apple Music subscription and iCloud storage plan.
  • Get 2% back every time you buy something using Apple Pay. That’s in every category, with no limits. Imagine all the things you use a credit card for every day — at Target, Walgreens, Lyft. You’ll get 2% back on just about everything.
  • If you happen to come across a store, website, or app that doesn’t take Apple Pay yet, use your titanium Apple Card to get 1% of those purchases back in the form of Daily Cash.

How to view per-transaction rewards for Apple Card cashback

  • Open the Wallet app
  • Tap your Apple Card
  • Look under the “Latest Transactions” list, here you’ll see the % cashback earned
  • Tap a specific transaction
  • You’ll see a small “+$” beneath the transaction total indicating the total Apple Card cashback credited

How to view your Apple Cash card and withdraw

  • Open the Wallet app
  • Tap the “Apple Cash” card
  • Under “Latest Transactions” you’ll see Daily Cash deposits
  • Tap the three dots in the upper-right corner
  • Tap “Transfer to Bank”

What do you think of Apple’s system for managing Apple Card cashback? Is it something you’d like to see other card companies imitate? Let us know down in the comments.

Learn more about Apple Card in our full guide right here. For more help with getting the most out of your Apple devices, check out our how-to guide as well as the following articles:

  • Apple Card: How to manage bank accounts used for payments
  • Apple Card: How to download PDF versions of your monthly statements
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  • Apple Card: How to view your card number in the Wallet app
  • How to get Siri to say names right on iPhone, iPad, and Mac
  • How to make Siri smarter with family relationships
  • How to remove iOS configuration profiles on iPhone or iPad
  • How to silence iPhone calls without sending directly to voicemail
  • How to restore default iPhone settings without erasing your data
  • Here’s what all the iPhone status bar icons mean